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	<title>The bamboo raft &#187; Banking</title>
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	<link>http://aaronkim.wordpress.com</link>
	<description>A floating journey of thoughts and images, by Aaron Kim</description>
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		<title>The bamboo raft &#187; Banking</title>
		<link>http://aaronkim.wordpress.com</link>
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		<title>2.0 Tales: A not so flat world</title>
		<link>http://aaronkim.wordpress.com/2008/12/11/20-tales-a-not-so-flat-world/</link>
		<comments>http://aaronkim.wordpress.com/2008/12/11/20-tales-a-not-so-flat-world/#comments</comments>
		<pubDate>Thu, 11 Dec 2008 21:01:59 +0000</pubDate>
		<dc:creator>Aaron</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Places]]></category>
		<category><![CDATA[Social Media]]></category>
		<category><![CDATA[Web 2.0]]></category>
		<category><![CDATA[barcelona]]></category>
		<category><![CDATA[spain]]></category>
		<category><![CDATA[web20forbiz]]></category>

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		<description><![CDATA[This is an old story, but since I never blogged about it, I thought it would be worthwhile to share
In the summer of 2007, I was visiting the IBM&#8217;s Banking Industry Solution Centre (BISC) in Barcelona, and was asked to run a session on Web 2.0 and Social Computing to the local team of young [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=aaronkim.wordpress.com&blog=2389904&post=136&subd=aaronkim&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p><i>This is an old story, but since I never blogged about it, I thought it would be worthwhile to share</i></p>
<p>In the summer of 2007, I was visiting the IBM&#8217;s Banking Industry Solution Centre (BISC) in Barcelona, and was asked to run a session on Web 2.0 and Social Computing to the local team of young developers. At some point, I was mentioning how the world was not actually flat, and how different countries tend to choose distinct online social networks. I then asked: <i>&#8220;Facebook is popular in Canada and in the US, Bebo in UK, Orkut in India and Brazil. Which Social Network is popular here in Spain?&#8221;</i>. All those young faces were staring at me as if I were the biggest loser on Earth. Then, somebody took the courage and said: <i>&#8220;Err. None. Here in Spain, we just go to bars and talk to each other&#8221;</i>.</p>
<p>Confirming that assessment, I found later that the Forrester&#8217;s European Technographics Benchmark Survey for Q2 2007 revealed that both Spain and France had the lowest number of joiners (those who participate on social networking sites like MySpace) among the European countries included in the research, at 5 and 4% respectively.</p>
<p>The lesson learned was that one-size-fits-all does not apply when it comes to the enterprise adoption of social software. It&#8217;s important to understand how different age groups, cultures and personalities react to social computing initiatives and tailor your strategy accordingly.</p>
Posted in Banking, Places, Social Media, Web 2.0 Tagged: barcelona, spain, Web 2.0, web20forbiz <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gocomments/aaronkim.wordpress.com/136/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/comments/aaronkim.wordpress.com/136/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godelicious/aaronkim.wordpress.com/136/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/delicious/aaronkim.wordpress.com/136/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/gostumble/aaronkim.wordpress.com/136/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/stumble/aaronkim.wordpress.com/136/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/godigg/aaronkim.wordpress.com/136/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/digg/aaronkim.wordpress.com/136/" /></a> <a rel="nofollow" href="http://feeds.wordpress.com/1.0/goreddit/aaronkim.wordpress.com/136/"><img alt="" border="0" src="http://feeds.wordpress.com/1.0/reddit/aaronkim.wordpress.com/136/" /></a> <img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=aaronkim.wordpress.com&blog=2389904&post=136&subd=aaronkim&ref=&feed=1" /></div>]]></content:encoded>
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		<title>New York &#8211; Part 2 of 2: The business</title>
		<link>http://aaronkim.wordpress.com/2008/04/29/new-york-part-2-of-2-the-business/</link>
		<comments>http://aaronkim.wordpress.com/2008/04/29/new-york-part-2-of-2-the-business/#comments</comments>
		<pubDate>Tue, 29 Apr 2008 16:35:44 +0000</pubDate>
		<dc:creator>Aaron</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Innovation]]></category>
		<category><![CDATA[Places]]></category>
		<category><![CDATA[Retail]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Web 2.0]]></category>
		<category><![CDATA[nyc newyork ibm web20forbiz nokia ing nike apple bankof]]></category>

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		<description><![CDATA[The client event I was attending in New York was held at the IBM office in midtown, just a couple of blocks from the Central Park. Nice office, even better location, if you ask me.

In the afternoon, we spent a few hours visiting several retail locations in Manhattan, courtesy of an IBMer who knows that [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=aaronkim.wordpress.com&blog=2389904&post=24&subd=aaronkim&ref=&feed=1" />]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>The client event I was attending in New York was held at the IBM office in midtown, just a couple of blocks from the Central Park. Nice office, even better location, if you ask me.</p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2409419026/" title="New York - IBM 590 Madison by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2026/2409419026_cdfca84e05_m.jpg" alt="New York - IBM 590 Madison" height="240" width="180" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2409419770/" title="New York - 590 Madison by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2389/2409419770_955d1193af_m.jpg" alt="New York - 590 Madison" height="240" width="180" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2408591129/" title="New York - Former IBM Tower by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2348/2408591129_3e854011c5_m.jpg" alt="New York - Former IBM Tower" height="240" width="180" /></a></div>
<p>In the afternoon, we spent a few hours visiting several retail locations in Manhattan, courtesy of an IBMer who knows that area inside out, and was very kind to pick the cream of the crop. That was a great opportunity to get a glimpse of what retail will look in the near future by observing what&#8217;s being tried in the flagship stores. Here&#8217;s the highlight reel.</p>
<ul>
<li><b>The Cube Apple Store</b> &#8211; I&#8217;ve been to several of those in Canada and in the U.S., but this one is special. Open 24 by 7, 365 days a year, this place is incredibly crowded during the day, so I highly suggest you go there after hours &#8211; I went twice, at 4 pm and 2 am, and had a much more civilized experience in the wee hours. The store is actually underground, and the glass cube is the street level entrance. Taking the stairs down gave me the feel that I was entering the Louvre, as the cube reminds me a lot of the pyramids by IM Pei. Somehow, this store feels like a temple dedicated to the Apple brand and technology. I posted some pictures below, but you can see much better ones, and some movies too, <a href="http://www.apple.com/retail/fifthavenue/gallery/">here</a>.</li>
</ul>
<p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2408584757/" title="New York - Apple Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2234/2408584757_f174ce8d30_m.jpg" alt="New York - Apple Store" height="240" width="180" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2409420114/" title="New York - Apple Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2110/2409420114_1b8c15ed47_m.jpg" alt="New York - Apple Store" height="180" width="240" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2409423968/" title="New York - Apple Store by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3180/2409423968_aa6eb27b7c_m.jpg" alt="New York - Apple Store" height="180" width="240" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2409426802/" title="New York - Apple Store 5th Ave by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2321/2409426802_b36d442b15_m.jpg" alt="New York - Apple Store 5th Ave" height="180" width="240" /></a></div>
<p>
<ul>
<li><b>Niketown</b> &#8211; Talking about Apple, the Nike store ostensively co-brands <a target="_blank" href="http://nikeplus.nike.com">Nike+</a> with Apple. I&#8217;m not a runner &#8211; in fact I hate running &#8211; but this is so cool that I may even try it one day. The whole store is very well thought, from the colour palette to the overall layout and the glass tubes to transfer items from the storage rooms to the PoS (point-of-sale) stations. Other cool feature is the NIKEiD.STUDIO: you can create shoes customized to your taste and have it delivered to you &#8211; if you live in the U.S., of course.</li>
</ul>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2409425644/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2302/2409425644_cfcfa8d129_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2409425868/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2226/2409425868_a930441ea4_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2409424254/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3100/2409424254_3e2b388869_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2409424524/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3177/2409424524_08eb688c53_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2408589141/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2356/2408589141_3d2bca91fc_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2408590627/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2205/2408590627_fd87233b46_m.jpg" alt="New York - Nike Store" height="180" width="240" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2409426176/" title="New York - Nike Store by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3289/2409426176_e4293c3a57_m.jpg" alt="New York - Nike Store" height="240" width="180" /></a></div>
<p>
<ul>
<li><b>Nokia Flagship Store</b> &#8211; A three-story mecca for cell-phone fans. The huge screens behind the phones are interactive: they can react to actions such as text messaging and handling of the mobile devices. Very cool and blue. You can get more details about it <a href="http://www.mobiledia.com/news/50676.html">here</a>.</li>
</ul>
<p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2409427436/" title="New York - Nokia Store by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3203/2409427436_d707f75232_m.jpg" alt="New York - Nokia Store" height="240" width="180" /></a></div>
<p>
<ul>
<li><b>Citibank</b> &#8211; As city regulations around the world become more strict towards visual pollution, retail stores are becoming more creative and using colour and shapes as brand identity clues. I just mentioned the blueness of Nokia&#8217;s store. Citibank is using the Chevron format in the façade of its branches. This particular branch is very modular, with sliding internal walls to provide ample spaces during business hours and access to ATMs only after hours. Another curiosity there is a terminal for client feedback, which was used to request a water cooler to be brought back after the branch redesign. Who would&#8217;ve <i>thunk</i> that clients would miss the good and old drinking fountain?</li>
</ul>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2409427696/" title="New York - Citibank Branch by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3231/2409427696_505ebe1d42_m.jpg" alt="New York - Citibank Branch" height="180" width="240" /></a></div>
<p>
<ul>
<li><b>Bank of America</b> &#8211; This branch has two interesting features: a bookcase with finance-related books &amp;amp; magazines is a comfortable living room setting, and banners at the top with a timeline showing how BoA&#8217;s history is deeply ingrained in the U.S. history. I know it sounds trivial, but it was very well executed. Unfortunately no pictures could be taken inside.</li>
</ul>
<p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2409428014/" title="New York - Bank of America Branch by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2018/2409428014_4ee74496c7_m.jpg" alt="New York - Bank of America Branch" height="180" width="240" /></a></div>
<ul>
<li><b>Commerce Bank</b> &#8211; Open extended hours, including Saturdays and Sundays, this branch has some kiosks with free souvenirs (like pens) and also a coin counter game for kids: if you get the total amount right, you&#8217;re eligible for a prize.</li>
</ul>
<p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2408593377/" title="New York - Commerce Bank by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2420/2408593377_c96583906b_m.jpg" alt="New York - Commerce Bank" height="180" width="240" /></a></div>
<p>
<ul>
<li>ING Direct Café &#8211; This is the one that blew my mind away. This is not a bank office or a branch. It&#8217;s more like a Starbucks store, including free Internet access, and it was insanely packed when we visited. Why would a bank do that? Many reasons, including probably some that I have not even thought about yet. Having coffee is a very social thing so people just go there for a break, and while in there, there are some cross-selling opportunities. In the second floor, there&#8217;s a space for people to meet or learn about financial services. What a great way to associate a pleasant experience with a strong bran. They also sell souvenirs, including toys for kids with Cedric and Amy, ING characters from <a href="http://www.orangekids.com/">Planet Orange</a>. If you were wondering why I tagged this entry as &#8220;web20forbiz&#8221;, there is your link! You can read more about it <a href="http://www.citypaper.net/articles/010302/nc.firstlook.shtml">here</a> and <a href="http://home.ingdirect.com/about/about.asp?s=INGDIRECTCafe">here</a>.</li>
</ul>
<p>
<div align="center"><a href="http://www.flickr.com/photos/aaronjuliuskim/2408592961/" title="New York - ING Cafe by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3112/2408592961_db4b2e8ec9_m.jpg" alt="New York - ING Cafe" height="240" width="180" /></a><br /><a href="http://www.flickr.com/photos/aaronjuliuskim/2408592269/" title="New York - ING Cafe by Aaron Julius Kim, on Flickr"><img src="http://farm3.static.flickr.com/2038/2408592269_d8bb02029d_m.jpg" alt="New York - ING Cafe" height="180" width="240" /></a><a href="http://www.flickr.com/photos/aaronjuliuskim/2409428618/" title="New York - ING Cafe by Aaron Julius Kim, on Flickr"><img src="http://farm4.static.flickr.com/3014/2409428618_e49ecfeddb_m.jpg" alt="New York - ING Cafe" height="180" width="240" /></a></div>
<p>This was a really long post, sorry about that. I should give a prize too to anybody getting to the end of it.</p>
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			<media:title type="html">New York - IBM 590 Madison</media:title>
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			<media:title type="html">New York - Apple Store</media:title>
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			<media:title type="html">New York - Apple Store 5th Ave</media:title>
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			<media:title type="html">New York - Nike Store</media:title>
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			<media:title type="html">New York - Nike Store</media:title>
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			<media:title type="html">New York - Nokia Store</media:title>
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			<media:title type="html">New York - Citibank Branch</media:title>
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			<media:title type="html">New York - Bank of America Branch</media:title>
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			<media:title type="html">New York - Commerce Bank</media:title>
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